Frequently Asked Questions About Selling Your House for Cash in the Hudson Valley

Fill out our short form with your property address and contact information — it takes under 60 seconds. We’ll review the details, reach out to schedule a convenient walk-through, and present a fair cash offer on the spot after seeing the property. There’s no obligation to accept and no pressure of any kind. You can also call us directly at 914-559-2579 to get started.

Most closings with Sell Now Homebuyers happen within 21 to 30 days. Some close faster depending on the title search and legal requirements — New York law requires an attorney at closing, which adds a brief but necessary step. If you need more time to plan your move or sort out logistics, we’ll wait. The timeline is always yours to set.

Once you accept our offer we open title with a local Hudson Valley title company, conduct a title search to confirm clear ownership, and coordinate with a New York real estate attorney to prepare the closing documents. You don’t need to do much — we handle the process and keep you informed at every step. At closing you sign the documents and receive your cash proceeds, typically by check or wire transfer.

Yes — New York State requires an attorney at closing for real estate transactions. We work with experienced local attorneys throughout the Hudson Valley and Capital Region who handle this routinely. Their fee is typically paid from the closing proceeds and we’ll walk you through what to expect. You’re also welcome to use your own attorney if you prefer.

We are not real estate agents, and we do not list homes. We are direct cash buyers — we purchase your home ourselves using our own funds. There are no listings, no showings, no open houses, and no waiting for a third-party buyer to come along. When we make you an offer, we are the ones buying it.

Cash offers are typically below full retail market value — and we’re upfront about that. What sellers gain in return is certainty, speed, and the elimination of all the costs that come with a traditional sale: agent commissions averaging 6%, closing costs, repair expenses, carrying costs during months on the market, and the risk of deals falling through. For many Hudson Valley homeowners, the net proceeds from a cash sale compare favorably to what they’d actually walk away with after a traditional listing.

It depends on your situation. If your home is in great condition, you have time to wait, and you want to maximize sale price, a traditional listing may be the better fit — and we’ll tell you that honestly. If you need to sell quickly, your home needs significant work, you’re dealing with a difficult situation like foreclosure or probate, or you simply want a predictable, hassle-free transaction, a cash sale is often the smarter choice. We’re happy to talk through your options with no pressure.

When you list with an agent, your home goes on the market, strangers walk through it, buyers make offers contingent on inspections and financing, and deals fall through regularly — the whole process averages 90+ days in New York. When you sell to us, there’s one offer, one walkthrough, no contingencies, no commissions, and a closing date you choose. The tradeoff is price — we buy at a discount, but you save on time, cost, and uncertainty.

iBuyers are large tech-driven companies that use automated algorithms to make offers, typically on newer homes in good condition. They charge service fees of 5-8% and are highly selective about what they buy. Sell Now Homebuyers is a local Hudson Valley company — we buy in any condition, in any situation, and we work directly with you through every step. No algorithms, no call centers, no corporate fees. Just Dave Brown and his team making you a fair offer and handling the process personally from start to finish.

Yes. Our offer is a starting point for a conversation, not a take-it-or-leave-it ultimatum. If you have concerns about the number or want to understand how we arrived at it, tell us — we’re always willing to talk it through. We won’t always be able to move significantly on price given our model, but we’ll always be honest with you about what we can and can’t do.

We cover all closing costs. In a traditional sale, sellers typically pay 2-3% of the sale price in closing costs on top of agent commissions. When you sell to us, those costs come out of our side — not yours.

No. We operate with full transparency. Before you sign anything, we’ll walk you through every number so you know exactly what to expect at closing. There are no surprises, no last-minute deductions, and no fees that appear after the fact. What we offer is what you get.

The cash offer we make is your net proceeds. Unlike a traditional sale, where you subtract agent commissions, closing costs, repair credits, and carrying costs, our offer is a clean number. You’ll receive it at closing by check or wire transfer — whatever works best for you.

No. Leave behind whatever you don’t want — furniture, appliances, personal items, trash, or anything else. We handle all cleanup after closing. You take what matters to you and walk away from the rest.

We buy single-family homes, multi-family properties up to four units, condominiums, townhouses, vacant land, and some commercial properties throughout the Hudson Valley and Capital Region. If you’re not sure whether your property qualifies, call us at 914-559-2579 — we’ll give you a straight answer.

Yes. Code violations and open permits are common in older Hudson Valley housing stock and we buy properties with both. Our team and the title company will work through these issues as part of the closing process — you don’t need to resolve them before selling.

Yes. We buy condemned properties, fire-damaged homes, flood-damaged homes, and properties with significant structural damage. These are situations where a traditional listing is nearly impossible, and a direct cash sale is often the only practical path forward.

Yes. We buy multi-family properties, including duplexes, triplexes, and four-unit buildings, throughout the Hudson Valley. We also consider commercial properties on a case-by-case basis. Call us to discuss your specific property.

We buy mobile homes situated on private land. If the home is in a mobile home park on leased land, we evaluate those on a case-by-case basis. Call us to discuss your situation.

Yes, we occasionally purchase land and vacant lots, particularly in or near residential areas throughout the Hudson Valley. Contact us with the details, and we’ll let you know if it’s a fit.

It depends on the estate’s legal status. If the property has been transferred into your name through probate or a valid will, you can sell immediately. If probate is still in process, it’s more complex — but often still possible depending on how the estate is structured. We work with inherited properties regularly and can refer you to a local Hudson Valley estate attorney who can advise you on your specific situation. Learn more in our guide to selling an inherited house in New York.

Yes. Most homes sold in the Hudson Valley still have an outstanding mortgage. At closing, your mortgage balance is paid off from the sale proceeds and you receive whatever remains. As long as the cash offer exceeds your mortgage payoff amount, the sale is straightforward.

You can still sell. Back taxes, IRS liens, mechanic’s liens, and other encumbrances are handled at closing — they’re paid from the sale proceeds through the title company so you don’t need to come up with the money beforehand. Our team will review the title and walk you through exactly what will be paid off at closing before you commit to anything.

Yes. We work with homeowners going through divorce regularly. If both parties are on the deed, both need to agree to the sale and sign the closing documents — but beyond that, we handle the process as smoothly and quickly as possible to help both parties move forward. We’re discreet and professional throughout.

Yes in most cases. Title issues like missing heirs, boundary disputes, or clouded titles are more common than people realize and can often be resolved through the closing process with an experienced title company and real estate attorney. We’ll evaluate your specific situation and let you know what’s possible.